BiggerPockets Real Estate Podcast - The Fed Just Reversed Mortgage Rates

Episode #1194 Join the Future of Real Estate Investing with Fundrise: https://fundrise.com/pockets Try REsimpli, The Only All-In-One Real Estate Investor CRM Software That Helps You Manage Data, Marketing, Sales, and Operations: https://resimpli.com/biggerpockets?utm_source=bigger_pockets&utm_medium=youtube_qr_code&utm_campaign=real_estate_show Episode Show Notes: https://lnk.to/biggerpocketsYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media Let Us Know What You Thought of the Show! https://www.BiggerPockets.com/Podcastfeedback Grab Dave’s Book, _Start with Strategy_ : https://store.biggerpockets.com/products/start-with-strategy?utm_source=youtube&utm_medium=description&utm_campaign=none Sign Up for the BiggerPockets Real Estate Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders Here’s How the Fed’s Rate Cut Will Impact Real Estate During the Holidays: https://www.biggerpockets.com/blog/how-the-feds-rate-cut-will-impact-winter-2025?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Dave: https://www.biggerpockets.com/users/davem27?utm_source=youtube&utm_medium=description&utm_campaign=none The Federal Reserve just cut rates by another 0.25%, but mortgage rates went…up? This is now the fourth time the Fed has lowered its federal funds rate, and mortgage rates have defied them. It’s becoming clearer than ever before: real estate investors cannot rely on the Fed to save them. If you’re waiting for mortgage rates to get back in the mid-to-low 5% range, you might be waiting for a while. But you don’t have to. Dave (and the guests on this show) are actively buying real estate deals, building their portfolios, and increasing their cash flow, all while interest rates are high. You can do it too—no matter what the Fed decides. In fact, right now may be a low-rate period that future investors will wish they could return to. There are six things you can do right now to lock in great real estate deals, even with rates rising higher. This is _the_ opportunity for investors. Average homebuyers are sitting on the sidelines, many investors are still scared to jump back in, all while sellers are lowering prices, offering concessions, and willing to negotiate. You wanted a time to get better deals? This is it, and the Fed’s moves are only giving you more control. 00:00 Intro 01:06 Mortgage Rates REVERSE 02:57 Fed Rate Cut Update 08:27 Sponsor: Fundrise! 08:37 Things Are Getting…Better? 13:24 1. Take Advantage of THIS Market 15:45 2. Buy in Affordable Pockets 17:38 3. Run Numbers with HIGH Rates 18:36 4. Analyze More Conservatively 21:08 5. Target “Upside” Properties 22:18 6. Assume Rates Will Rise