Real Estate Investing with Coach Carson - 5% Down Rental Loans: When They Work (And When They Don’t!)

📅 Schedule an Appointment with Bryan: https://www.coachcarson.com/bryan-ep476 ⭐ Get my coaching & community to achieve financial freedom: https://www.coachcarson.com/rpm-ep476 ▶️ Next Video → DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns: https://youtu.be/cEm90D-Wcxc?si=Dx1mvDwc0ry1uW7K -------------------------- EPISODE NOTES: 🎬 Topics Covered: (00:00) - Low down payment strategy overview (00:56) - 5% down owner-occupied conventional explained (02:01) - Cosigning strategy and real example (05:47) - Investor phases and scrappy financing (06:54) - Repeat annual house hacks to scale (08:23) - FHA basics and self-sufficiency test (09:41) - FHA vs conventional: costs and credit (11:24) - VA loan: zero down benefits (13:40) - Second home loans with 10% down (18:28) - Cash-out refi and HELOC mechanics (20:32) - Risks, LTV limits, and cushions (24:20) - Using seller concessions to save cash (28:13) - BRRRR overview: buy, rehab, refinance (31:16) - Imperfect BRRRR still moves you forward (32:28) - BRRRR wins: singles to grand slams (33:19) - Rates impact cash-out and cash flow (33:44) - Common mistake: ignoring post-move cash flow (36:05) - Don’t neglect reserves; slow down (37:41) - Avoid emotional buys; follow numbers (40:27) - How to contact with Mortgage Expert, Bryan Maddex (41:56) - DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns 🎙️ Episode 476 – Is 5% down enough to start investing in real estate? Learn the legit strategies, loan options, and risks you need to understand before making your move. 📄 Show Notes: https://www.coachcarson.com/5percentdownrentals -------------------------- ADDITIONAL RESOURCES 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine-YT