The Canadian Real Estate Investor - Are interest rates going up or down in 2026?

Subscribe to The Canadian Real Estate Investor podcast: Apple Podcasts: https://podcasts.apple.com/ca/podcast/the-canadian-real-estate-investor/id1634197127 Spotify: https://open.spotify.com/show/6wcDGtXn8Pa7K02l2Ujd3g YouTube: https://www.youtube.com/channel/UCjqZR7tSMaCc6ScXjD4bJEQ Invest in Canadian real estate: https://realist.ca Get instant Ai property valuations: https://valery.ca In this episode, we delve into the future of interest rates in Canada according to forecasts by the country's six major banks. While all agree that the Bank of Canada will maintain the current rate of 2.25% through the first half of 2026, opinions diverge thereafter. Three banks predict an increase in rates, while the other three foresee a stagnation at the current rate. We explore the implications of these forecasts for borrowers, particularly those deciding between fixed and variable rates, and highlight the historical accuracy of these banks' predictions. Additionally, we discuss the importance of risk management in financial planning amidst these varying forecasts. Stay tuned to make informed decisions for your financial future and check out our free tools at realist.ca for further insights. 00:00 Introduction: Are Interest Rates Going Down? 00:23 Big Banks' Predictions for 2026 00:34 Diverging Forecasts for 2027 and Beyond 01:49 Analyzing the Banks' Track Records 02:44 Implications for Borrowers and Investors 03:43 Conclusion and Final Thoughts